A roof replacement or major repair doesn’t have to break the bank. At Lonestar Roofing & Restoration, we offer flexible roof financing options designed to fit your budget — whether you need a full roof replacement, emergency storm repairs, storm restoration, or upgrades like Class 3 impact-resistant shingles.

Our financing partners make it easy to protect your home with fast approvals, low monthly payments, and no hidden fees.

✅ Why Homeowners Choose Roof Financing

Many homeowners choose to finance part or all of their roof project because:

✅ Insurance didn’t cover the full amount
✅ Deductible assistance is needed (within Texas HB 2102 compliance)
✅ The roof didn’t qualify for insurance coverage
✅ You want to upgrade to Class 3/impact-resistant shingles
✅ You prefer low monthly payments instead of a large upfront cost
✅ You need urgent repairs but prefer to spread out payments

We make the entire process fast, easy, and stress-free.

*NOTE: ServiceFinance May Ask for The Following Info:

Dealer # 6501257485
Sales Person Name: Jimmie Moreland
Sales Person Phone: 682-232-6380
Sales Person Email: jimmie@lonestarrandr.com

✅ Roofing Projects Eligible for Roof Financing

Our financing options can be used for:

✅ Full roof replacements
✅ Partial roof repairs
✅ Storm damage repairs
✅ Emergency tarping
✅ Class 3 shingle upgrades
✅ Metal roofing upgrades
✅ Gutter installation
✅ Commercial roofing projects
✅ Out-of-pocket insurance items

Whether you’re paying out of pocket or supplementing an insurance claim, financing helps make the project manageable.

✅ Benefits of Our Roof Financing Options

✅ Fast Approval — Often in Minutes

Most customers receive instant decisions.

✅ Low Monthly Payment Options

Affordable plans designed for every budget.

✅ No Home Equity Required

Unsecured financing — no collateral needed.

✅ Competitive Rates

Great terms for qualified buyers.

✅ Flexible Terms

Short-term, long-term, or same-as-cash options depending on the lender.

✅ Simple, Paperless Process

Apply online or through your project manager.

*NOTE: ServiceFinance May Ask for The Following Info:

Dealer # 6501257485
Sales Person Name: Jimmie Moreland
Sales Person Phone: 682-232-6380
Sales Person Email: jimmie@lonestarrandr.com

✅ How Our Roof Financing Process Works

1. Request Your Free Inspection

We inspect your roof, document any damage, and provide a clear estimate.

2. Choose a Financing Plan

We help you select the best financing option available.

3. Apply Online

Quick, secure, and paperless — most customers receive instant approval.

4. Select Your Terms

Choose the monthly payment plan and term length that works best for you.

5. Complete Your Roofing Project

We get to work, and you pay over time with a low, predictable monthly payment.

*NOTE: ServiceFinance May Ask for The Following Info:

Dealer # 6501257485
Sales Person Name: Jimmie Moreland
Sales Person Phone: 682-232-6380
Sales Person Email: jimmie@lonestarrandr.com

✅ Frequently Asked Questions

Q1: Can I finance my deductible?

Texas law (HB 2102) requires homeowners to pay their deductible, but financing your deductible is allowed. We make this process simple and compliant.

Q2: Can I finance a roof replacement even if insurance denied my claim?

Yes. Many customers finance their roof when insurance does not approve coverage.

Q3: Can commercial roofing projects be financed?

Yes — business owners can finance commercial roof replacements and repairs.

Q4: What credit score is required?

Approval depends on the financing provider, but many customers qualify with average credit.

Q5: Can I finance upgrades like Class 3 impact-resistant shingles?

Absolutely — financing is a great way to upgrade without paying the full cost upfront.

✅ Protect Your Home Now, Pay Over Time

Roof damage doesn’t wait — and now you don’t have to either.
Get the protection you need today with low monthly payments.

*NOTE: ServiceFinance May Ask for The Following Info:

Dealer # 6501257485
Sales Person Name: Jimmie Moreland
Sales Person Phone: 682-232-6380
Sales Person Email: jimmie@lonestarrandr.com

🧭 Service Areas

We proudly offer roof financing and roofing services throughout:
Parker, Tarrant, Wise and surrounding Counties — including Azle, Aledo, Weatherford, Springtown, Granbury, Brock, Peaster, and surrounding North Texas communities.